LTC Insurance Carrier and Product News

American General Financial Update - Financial Condition

Please read this letter to distribution
from Mary Jane Fortin

President and CEO,
American General Life Companies

American General Life Companies is the marketing name for the insurance companies and affiliates comprising the domestic life operations of American International Group, Inc., including American General Life Insurance Company and The United States Life Insurance Company in the City of New York.
FOR PRODUCER USE ONLY — NOT FOR DISSEMINATION TO THE PUBLIC
Copyright © 2011. All right reserved. We respect your right to privacy - click here to view our policy. If INSURANCE ADVERTISEMENT

American General - Underwriting Options for LTC

Is American General LTC an option for clients with some medical history? Case #3.
YES! We underwrite every applicant for our best possible rate and offer. In cases where there is significant medical history, we may set policy conditions that reduce risk and allow us to consider the case at standard rates — so we can offer your client our best possible coverage at a reasonable rate. Consider Beth's scenario ...	Beth, 68 Osteoporosis Beth is retired, 68-years-old and an active swimmer. Two years ago, Beth was diagnosed with osteoporosis with bone mineral density T score of -3.6. Beth was placed on Boniva and continues to swim almost every day. Her recent follow-up bone density test remained unchanged. > See how we would    rate Beth Example used for illustrative purposes only.
Field Underwriting Guide Determine your client's eligibilty for American General LTC. > Download Request a Pre-screen E-mail case specifics for a preliminary opinion. > Send e-mail More Resources > View more scenarios > Download customizable    agent flyer > Request a quote (use submit    code "GETAQUOTE") > Download producer guide
Need sales support? 1-877-399-7747 or A&H.marketing@aglife.com Check us out on Twitter Delicious
Policy issued by: American General Life Insurance Company. 2727-A, Allen Parkway, Houston, Texas 77019. Policy Form Number 08000. The underwriting risks, financial and contractual obligations and support functions associated with products issued by American General Life Insurance Company (AGL) are its responsibility. AGL does not solicit business in the state of New York. Policies and riders not available in all states. These product specifications are not intended to be all-inclusive of product information. State variations may apply. Please refer to the policy for complete details. Important: Prior to soliciting business, be certain that you are appropriately licensed and appointed with the insurer and that the product has been approved for sale by the insurer in that state. If uncertain, please contact your American General Life Companies representative for assistance. © 2010. All rights reserved. FOR AGENT USE ONLY - NOT FOR DISSEMINATION TO THE PUBLIC. If you do not wish to receive messages like this one in the future, please click here.

American General Underwriting Niche

Is American General LTC an option for clients with some medical history? Case #2.
YES! We underwrite every applicant for our best possible rate and offer. In cases where there is significant medical history, we may set policy conditions that reduce risk and allow us to consider the case at standard rates — so we can offer your client our best possible coverage at a reasonable rate. Consider Mark's scenario ...	Mark, 49 Deep Vein Thrombosis Mark is very active and considers himself to be in good health. Just over a year ago, Mark had a recurrence of deep vein thrombosis. Since his first episode eight years ago, he had been doing well on no medication. Since his recent recurrence, Mark has been treated with daily Coumadin therapy; he is stable without complications. > See how we would    rate Mark Example used for illustrative purposes only.
Field Underwriting Guide Determine your client's eligibilty for American General LTC. > Download Request a Pre-screen E-mail case specifics for a preliminary opinion. > Send e-mail More Resources > View more scenarios > Download customizable    agent flyer > Request a quote (use submit    code "GETAQUOTE") > Download producer guide
Need sales support? 1-877-399-7747 or A&H.marketing@aglife.com Check us out on Twitter Delicious
Policy issued by: American General Life Insurance Company. 2727-A, Allen Parkway, Houston, Texas 77019. Policy Form Number 08000. The underwriting risks, financial and contractual obligations and support functions associated with products issued by American General Life Insurance Company (AGL) are its responsibility. AGL does not solicit business in the state of New York. Policies and riders not available in all states. These product specifications are not intended to be all-inclusive of product information. State variations may apply. Please refer to the policy for complete details. Important: Prior to soliciting business, be certain that you are appropriately licensed and appointed with the insurer and that the product has been approved for sale by the insurer in that state. If uncertain, please contact your American General Life Companies representative for assistance. © 2010. All rights reserved. FOR AGENT USE ONLY - NOT FOR DISSEMINATION TO THE PUBLIC.

American General LTC Annoucement

	You can now run quotes for American General LTC on VitalLTC, a quote engine and feature comparison system that provides fast, accurate comparisons of LTC insurance products from multiple carriers.
WANT MORE WAYS TO QUOTE? For agents not appointed with American General Life, go to www.LetsTalkAGLTC.com and enter password "GETAQUOTE" (all caps). Get rates and download the illustration to your computer Run a quote and submit application forms online using eConnections Web Download eConnections Desktop to your computer (use install code AGLC) Also available on StrateCision!
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Questions? 1-877-399-7747 or A&H.marketing@aglife.com For the latest consumer news stories on LTC and more, go to delicious.com/AGLCtakeyourpulse

Policy issued by: American General Life Insurance Company. 2727-A Allen Parkway, Houston, Texas 77019. Policy Form Number 08000. The underwriting risks, financial and contractual obligations and support functions associated with products issued by American General Life Insurance Company (AGL) are its responsibility. AGL does not solicit business in the state of New York. Policies and riders not available in all states. These product specifications are not intended to be all-inclusive of product information. State variations may apply. Please refer to the policy for complete details. Important: Prior to soliciting business, be certain that you are appropriately licensed and appointed with the insurer and that the product has been approved for sale by the insurer in that state. If uncertain, please contact your American General Life Companies representative for assistance.

FOR AGENT USE ONLY — NOT FOR DISSEMINATION TO THE PUBLIC

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American General LTC approved in Pennsylvania

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American General LTCSM Long term care insurance from American General Life Insurance Company is now available in Pennsylvania. What sets us apart? Built-in cash benefit Shared Care Benefit Rider that creates third pool of benefits for spouses Innovative premium option to make inflation protection more affordable Recurring credit card payments with American Express®, MasterCard® and Visa®. Ready to start selling? Go to eStation.aglife.com to order Pennsylvania marketing materials via Forms Depot (under the Toolbox menu). Or click the button below to download the producer guide now.

Policy issued by: American General Life Insurance Company. 2727-A Allen Parkway, Houston, Texas 77019. Policy Form Number 08000. The underwriting risks, financial and contractual obligations and support functions associated with products issued by American General Life Insurance Company (AGL) are its responsibility. AGL does not solicit business in the state of New York. Policies and riders not available in all states. These product specifications are not intended to be all-inclusive of product information. State variations may apply. Please refer to the policy for complete details. Important: Prior to soliciting business, be certain that you are appropriately licensed and appointed with the insurer and that the product has been approved for sale by the insurer in that state. If uncertain, please contact your American General Life Companies representative for assistance.

FOR AGENT USE ONLY — NOT FOR DISSEMINATION TO THE PUBLIC

© 2010. All rights reserved.

American General Underwriting Call

If you missed last Thursday's Webinar, it's not too late! The archive is now available to review at your convenience. Listen and watch to get an overview of American General LTC's underwriting process, including: Underwriting requirements Comorbidity vs. multiple medical conditions Underwriting “top five” The underwriting process Important: Audio is broadcast together with the presentation through your computer, so please make sure your computer's speakers are turned on and not muted. If you have technical issues with the presentation, please click the “Help” button on the upper right hand of the browser window for troubleshooting tips. FOR AGENT USE ONLY - NOT FOR DISSEMINATION TO THE PUBLIC

Marketing Support Line: 877.399.7747 Email: A&H.marketing@aglife.com

Policies issued by: American General Life Insurance Company 2727-A Allen
Parkway, Houston, Texas 77019. Policy Form Number 08000. The underwriting risks,
financial and contractual obligations and support functions associated with products
issued by American General Life Insurance Company (AGL) are its responsibility.
American General Life does not solicit business in the state of New York. Policies and
riders not available in all states.

Copyright © 2010 All rights reserved.



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