LTC Insurance Carrier and Product News

John Hancock LTCI Newslink, May 18, 2012

 

www.jhltc.com www.jhltc.com     May 18, 2012       2010 RATE ACTION NEWS    In-force rate action on certain policies in Georgia This is to advise you that in late June, we will begin policyholder notifications of in-force rate action on the next round of John Hancock and Fortis policies with an effective date of the next anniversary on or after September 1, 2012. Read this article for details, implementation timelines, and tools to help you through this process.   MARKETING NEWS    May installment of the 12 FOR 12 campaign is live The campaign focuses on providing you with a value-added idea each month to help build your long-term care business. This edition highlights how women are among the most vulnerable to long-term care issues and how you can focus your efforts on this segment of the market. Click here for more information.   Updated needs-based marketing tools coming in June Let us assist you in taking your business to the next level by expanding your client base. Our suite of needs-based marketing materials has been updated to appeal to younger buyers and other key target markets. Also, look for new byliner articles and email marketing messages to help support your prospecting efforts. Watch for more information in the coming weeks.   New Claims Flier now available "Understanding Our LTC Claims Experience," is a new flier aimed at educating producers on John Hancock LTC’s claims experience, such as claims paying history, demographics, most common care settings, and top reasons people need long-term care. Form: LTC-4205    Caregiver Support brochure highlights the benefits of our services The impact of caregiving can be stressful and financially straining — but there is help. Our brochure shows the benefits available to help clients relieve some of the strain. Forms: ICC11-LTC-8080, LTC-8080      COMMISSIONS NEWS   Get paid via direct deposit Direct deposit as a commissions payment option is available for those who are paid directly. To initiate direct deposit, please complete and return the "Authorization for Direct Deposit for Commission Payment," Form: LTC-1082           www.jhltc.com archives Contact Us MGAs: 800-377-7311 JHFN: 888-604-7296 Broker/Dealers: 800-270-1700   For financial professional use only. Not for use with the public. Long-term care insurance is underwritten by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York) and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02117.   Copyright © 2012 John Hancock Life Insurance Company (U.S.A.) You may not modify, remove, or otherwise alter information contained in, or linked from this newsletter, nor include any new material items, or statements without the express written approval of John Hancock.

 

John Hancock LTCI 12 for 12, May 16, 2012

 

May 16, 2012     12 FOR 12 — Protecting those who care for others   Introducing the May edition of our 12 FOR 12 program — a year-long campaign focused on providing you with value-added ideas to help you develop your LTC insurance business.   This edition highlights how women are among the most vulnerable to long-term care issues and how you can focus your efforts on this segment of the market. Click here to view the May edition of 12 FOR 12.   For more information, visit www.jhltc.com or contact your John Hancock LTC Representative.         For financial professional use only. Not for use with the public. Long-term care insurance is underwritten by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York) and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02117.     Copyright © 2012 John Hancock Life Insurance Company (U.S.A.) You may not modify, remove, or otherwise alter information contained in, or linked from this newsletter, nor include any new material items, or statements without the express written approval of John Hancock.

 

John Hancock LTCI Newslink, May 11, 2012

 

www.jhltc.com www.jhltc.com   May 11, 2012       MARKETING NEWS   May installment of the 12 FOR 12 campaign coming next week! The campaign focuses on providing you with a value-added idea each month to help build your long–term care insurance business. Keep an eye on your inbox!   Responsible leader backed by a powerful brand When you’re talking to your clients about their LTC needs and the role LTC insurance can play in their overall financial plan, you can recommend John Hancock with confidence. Two brochures are available that tell our story. Read this article to learn more.     Caregiver Support brochure highlights the benefits of our services The impact of caregiving can be stressful and financially straining — but there is help. Our brochure shows the benefits available to help clients relieve some of the strain. Forms: ICC11-LTC-8080, LTC-8080   PRODUCT NEWS    CPI Compound Inflation Protection – Tools to help educate you and your clients Check out the library of producer support and training materials available to help you learn about CPI Compound Inflation. A consumer brochure is also available to help educate your clients on the value of CPI inflation coverage and why it’s a smart approach to growing LTC insurance benefits. CPI Brainshark Presentation (BSHARK-CPI) is available to download on www.jhltc.com. CPI Facts Brochure (LTC-3774) is available to download and order on www.jhltc.com. LTCfocus Sales Idea: Compare CPI-linked inflation to 3% Compound (LTC-2026). CPI Consumer Brochures are available to download and order on www.jhltc.com. Compact Version (ICC11-LTC-8076) and Non Compact Version (LTC-8076).   Custom Care III product overview and state variations Review this flier for the product nuances in your state, Form: LTC-8034. Also, the Facts at a Glance provides an overview of features and benefits, Form: LTC-8022.     COMMISSIONS NEWS   Get paid via direct deposit Direct deposit as a commissions payment option is available for those who are paid directly. To initiate direct deposit, please complete and return the "Authorization for Direct Deposit for Commission Payment," Form: LTC-1082         www.jhltc.com archives Contact Us MGAs: 800-377-7311 JHFN: 888-604-7296 Broker/Dealers: 800-270-1700   For financial professional use only. Not for use with the public. Long-term care insurance is underwritten by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York) and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02117.   Copyright © 2012 John Hancock Life Insurance Company (U.S.A.) You may not modify, remove, or otherwise alter information contained in, or linked from this newsletter, nor include any new material items, or statements without the express written approval of John Hancock.

 

John Hancock LTCI Newslink, May 4, 2012

www.jhltc.com www.jhltc.com   May 04, 2012       MARKETING NEWS   April 12 for 12 campaign Find out the latest consumer views on long-term care planning and the value of proactively initiating LTC discussions with your clients. Click here to read the April edition.   CPI Compound Inflation Protection – Tools to help educate you and your clients Check out the library of producer support and training materials available to help you learn about CPI Compound Inflation. A consumer brochure is also available to help educate your clients on the value of CPI inflation coverage and why it’s a smart approach to growing LTC insurance benefits. CPI Brainshark Presentation (BSHARK-CPI) is available to download on www.jhltc.com. CPI Facts Brochure (LTC-3774) is available to download and order on www.jhltc.com. LTCfocus Sales Idea: Compare CPI-linked inflation to 3% Compound (LTC-2026). CPI Consumer Brochures are available to download and order on www.jhltc.com. Compact Version (ICC11-LTC-8076) and Non Compact Version (LTC-8076).   Responsible leader backed by a powerful brand When you’re talking to your clients about their LTC needs and the role LTC insurance can play in their overall financial plan, you can recommend John Hancock with confidence. Two brochures are available that tell our story. Read this article to learn more.   Order the 2012 Tax Guide and other support material Be sure to get the latest version of our tax materials, including the 2012 tax guide (GFR-TX-1/12) and state LTC insurance tax incentive flier (LTC-1199 1/12).    COMPLIANCE NEWS   Kansas bulletin on advertising to third parties released The Kansas Department of Insurance recently issued Bulletin 2012-1, reminding all insurers and appointed producers of their responsibility for the content of advertisements distributed to the public. Read this article to learn more. Click here to read Bulletin 2012-1.   Virginia administrative letter on Model Privacy Notices The Virginia Bureau of Insurance requires that producers be made aware of an administrative letter regarding Privacy Notices. Read this article for more information. To read the complete administrative letter, click here. Click here to view the John Hancock LTC Privacy Notice.   COMMISSIONS NEWS   Get paid via direct deposit Direct deposit as a commissions payment option is available for those who are paid directly. To initiate direct deposit, please complete and return the "Authorization for Direct Deposit for Commission Payment," Form: LTC-1082.          www.jhltc.com archives Contact Us MGAs: 800-377-7311 JHFN: 888-604-7296 Broker/Dealers: 800-270-1700   For financial professional use only. Not for use with the public. Long-term care insurance is underwritten by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York) and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02117.   Copyright © 2012 John Hancock Life Insurance Company (U.S.A.) You may not modify, remove, or otherwise alter information contained in, or linked from this newsletter, nor include any new material items, or statements without the express written approval of John Hancock.

 

John Hancock LTCI Newslink, April 27, 2012

www.jhltc.com www.jhltc.com   April 27, 2012       MARKETING NEWS   April edition of 12 FOR 12 campaign is live The fourth installment of the 12 FOR 12 campaign is now available. This edition highlights the latest consumer views on long-term care planning and the value of proactively initiating LTC discussions with your clients. Click here for more information.   Start using fillable applications to make doing business easier Our brief video and tutorial show you how using fillable applications can make the process of completing and submitting an application easier. The video is followed by a step-by-step tutorial on completing an application from your desktop. Watch the video and tutorial, LTC-8717. Review instructions, LTC-8719.   Investment Advisor article cites John Hancock's LTC Consumer Survey The April 2012 issue of Investment Advisor features an article, Six Long-Term Care Lessons, that provides valuable insights to help you grow your practice. It focuses on some key findings of John Hancock's 2011 Long-Term Care Consumer Survey and how you can use them to promote the value of LTC insurance with your clients. This article will be available to view and download on www.jhltc.com the week of April 30th.    COMPLIANCE NEWS   Kansas bulletin on advertising to third parties released The Kansas Department of Insurance recently issued Bulletin 2012-1, reminding all insurers and appointed producers of their responsibility for the content of advertisements distributed to the public. Read this article to learn more. Click here to read Bulletin 2012-1.   Virginia administrative letter on Model Privacy Notices The Virginia Bureau of Insurance requires that producers be made aware of an administrative letter regarding Privacy Notices. Read this article for more information. To read the complete administrative letter, click here. Click here to view the John Hancock LTC Privacy Notice.   COMMISSIONS NEWS   Get paid via direct deposit Direct deposit as a commissions payment option is available for those who are paid directly. To initiate direct deposit, please complete and return the "Authorization for Direct Deposit for Commission Payment." Form: LTC-1082.          www.jhltc.com archives Contact Us MGAs: 800-377-7311 JHFN: 888-604-7296 Broker/Dealers: 800-270-1700   For financial professional use only. Not for use with the public. Long-term care insurance is underwritten by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York) and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02117.   Copyright © 2012 John Hancock Life Insurance Company (U.S.A.) You may not modify, remove, or otherwise alter information contained in, or linked from this newsletter, nor include any new material items, or statements without the express written approval of John Hancock.

 

John Hancock LTCI 12 for 12, April 25, 2012

 

April 25, 2012     12 FOR 12 — A conversation worth having   Introducing the April edition of our 12 FOR 12 program — a year-long campaign focused on providing you with value-added ideas to help you develop your LTC insurance business.   This edition highlights the latest consumer views on long-term care planning and the value of proactively initiating LTC discussions with your clients. Click here to view the April edition of 12 FOR 12.   For more information, visit www.jhltc.com or contact your John Hancock LTC Representative.         For financial professional use only. Not for use with the public. Long-term care insurance is underwritten by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York) and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02117.   Copyright © 2012 John Hancock Life Insurance Company (U.S.A.) You may not modify, remove, or otherwise alter information contained in, or linked from this newsletter, nor include any new material items, or statements without the express written approval of John Hancock.

John Hancock LTCI Newsletter, April 20, 2012

www.jhltc.com www.jhltc.com   April 20, 2012       MARKETING NEWS   April installment of the 12 FOR 12 campaign coming next week! The campaign focuses on providing you with a value-added idea each month to help build your long–term care insurance business. Keep an eye on your inbox!   Start using fillable applications to make doing business easier Our brief video and tutorial show you how using fillable applications can make the process of completing and submitting an application easier. The video is followed by a step-by-step tutorial on completing an application from your desktop. Watch the video and tutorial, LTC-8717 Review instructions, LTC-8719   Third-party tools are a powerful way to engage clients and prospects Read this article to learn more about how to use our Kiplinger planning tools for your prospecting and awareness efforts.    PRODUCT NEWS   Custom Care III product overview and state variations Review this flier for the product nuances in your state, Form: LTC-8034 Also, the Facts at a Glance provides an overview of features and benefits, Form: LTC-8022    PARTNERSHIP NEWS   Are you compliant to sell LTC insurance? Most states now have mandatory LTC training requirements in place. After you take the initial training requirements of 8 hours, you are required to take a 4 hour refresher course within 24 months of the initial training. (In some states, the refresher training is due by your next CE renewal cycle.) John Hancock makes it easy to understand and check the status of your LTC training requirement. To view your state’s training requirements visit www.jhpartnership.com.   WI: Reminder of producer training requirements This is a reminder that all producers in Wisconsin must complete the necessary Partnership training requirements prior to being appointed with John Hancock. Visit www.jhpartnership.com to access mandatory Wisconsin training on the John Hancock Partnership Resource Center.    Schedule a Private LTC Partnership class for 2012 Together with our CE Provider LTC Connection, you can have an instructor visit your organization for a private Partnership class in 2012— helping your producers complete the required training in their state. We offer the convenience of the 8-hour initial training and the 4-hour refresher training on the same day for your new producers as well as those that need refresher training. For more information or to schedule a class, visit www.jhpartnership.com and click on Classroom Training.           www.jhltc.com archives Contact Us MGAs: 800-377-7311 JHFN: 888-604-7296 Broker/Dealers: 800-270-1700   For financial professional use only. Not for use with the public. Long-term care insurance is underwritten by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York) and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02117. Copyright © 2012 John Hancock Life Insurance Company (U.S.A.) You may not modify, remove, or otherwise alter information contained in, or linked from this newsletter, nor include any new material items, or statements without the express written approval of John Hancock.

 

John Hancock LTCI Newslink, April 13, 2012

 

www.jhltc.com www.jhltc.com   April 13, 2012       MARKETING NEWS   Third-party tools are a powerful way to engage clients and prospects Read this article to learn more about how to use our Kiplinger planning tools for your prospecting and awareness efforts.   Check out the latest 12 FOR 12 Campaign The campaign focuses on providing you with value-added ideas each month to help build your long–term care insurance business. Keep an eye on your inbox as the April installment is coming soon!   PRODUCT NEWS   Custom Care III product overview and state variations Review this flier for the product nuances in your state. Form: LTC-8034 Facts-at-a-Glance provides an overview of features and benefits. Form: LTC-8022   COMPLIANCE NEWS   Order the 2012 Medicare Guide The 2012, "Choosing a MediGap Policy: A Guide to Health Insurance for People with Medicare" is available to download and order from www.jhltc.com. Form: LTC-1014 rev 3/12. Read this article for transition guidelines.   PARTNERSHIP NEWS   WI: Reminder of producer training requirements This is a reminder that all producers in Wisconsin must complete the necessary Partnership training requirements prior to being appointed with John Hancock. Visit the John Hancock Partnership Resource Center at www.jhpartnership.com for training details.   Schedule Private LTC Partnership classes for 2012 Together with our CE Provider LTC Connection, you can have an instructor visit your organization for a private Partnership class in 2012— help your producers complete the required training in their state. We offer the convenience of the 8-hour initial training and the 4-hour refresher training on the same day for your new producers as well as those that need a refresher training. For more information or to schedule a class, visit: www.jhpartnership.com and click on Classroom Training.           www.jhltc.com archives Contact Us MGAs: 800-377-7311 JHFN: 888-604-7296 Broker/Dealers: 800-270-1700   For financial professional use only. Not for use with the public. Long-term care insurance is underwritten by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York) and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02117.   Copyright © 2012 John Hancock Life Insurance Company (U.S.A.) You may not modify, remove, or otherwise alter information contained in, or linked from this newsletter, nor include any new material items, or statements without the express written approval of John Hancock.

 

John Hancock LTCI Newslink, April 6, 2012

  

www.jhltc.com www.jhltc.com   April 06, 2012       MARKETING NEWS   John Hancock Investor Sentiment Up Sharply in First Quarter 2012 John Hancock announced the results of its quarterly measure of investors’ views on a range of investment choices, life goals and economic outlook. More investors say they are in a better financial position today than two years ago. Please read the attached press release and chart for more information.   Responsible leader backed by a powerful brand When you’re talking to your clients about their LTC needs and the role LTC insurance can play in their overall financial plan, you can recommend John Hancock with confidence. We are pleased to introduce two brochures that tell our story. Read this article to learn more.   Learn how to become an LTC expert in your community  Click here to read the March edition of the 12 FOR 12 campaign.   LTCfocus – Compare CPI-linked inflation to 3% Compound  Check out the newest sales flier that compares CPI-linked inflation to 3% compound inflation. Learn how the unlimited upside growth potential of CPI-linked inflation provides advantages to your clients over the long-term. (LTC-2026)   Investment Advisor article cites John Hancock's LTC Consumer Survey The April 2012 issue of Investment Advisor features an article, "Six Long-Term Care Lessons," that provides valuable insights to help you grow your practice. It focuses on some key findings of John Hancock's 2011 Long-Term Care Consumer Survey and how you can use them to promote the value of LTC insurance with your clients.   PRODUCT NEWS   Get easy access to all California marketing materials Visit www.JohnHancockLTCinCalifornia.com, a microsite developed to help you market John Hancock’s Custom Care III California and Custom Care III California Partnership products. The site includes consumer marketing and prospecting materials as well as training guides and facts at a glance. There is also a link to a video tutorial on how to complete a fillable application.   COMPLIANCE NEWS   Order the 2012 Medicare Guide The 2012, "Choosing a MediGap Policy: A Guide to Health Insurance for People with Medicare" is available to download and order from www.jhltc.com. Form: LTC-1014 rev 3/12. Read this article for transition guidelines.           www.jhltc.com archives Contact Us MGAs: 800-377-7311 JHFN: 888-604-7296 Broker/Dealers: 800-270-1700   For financial professional use only. Not for use with the public. Long-term care insurance is underwritten by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York) and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02117.     Copyright © 2012 John Hancock Life Insurance Company (U.S.A.) You may not modify, remove, or otherwise alter information contained in, or linked from this newsletter, nor include any new material items, or statements without the express written approval of John Hancock.

 

John Hancock LTCI Newslink, March 30, 2012

  

www.jhltc.com www.jhltc.com   March 30, 2012        MARKETING NEWS   Responsible leader backed by a powerful brand When you’re talking to your clients about their LTC needs and the role LTC insurance can play in their overall financial plan, you can recommend John Hancock with confidence. We are pleased to introduce two brochures that tell our story. Read this article to learn more.   March edition of 12 FOR 12 campaign is live The third installment of the 12 FOR 12 campaign is now available. This edition is focused on becoming an LTC expert in your community. Click here for more information.   LTCfocus – Compare CPI-linked inflation to 3% Compound  Check out the newest sales flier that compares CPI-linked inflation to 3% compound inflation. Learn how the unlimited upside growth potential of CPI-linked inflation provides advantages to your clients over the long-term. (LTC-2026)   Investment Advisor article cites John Hancock's LTC Consumer Survey The April 2012 issue of Investment Advisor, features an article, Six Long-Term Care Lessons, that provides valuable insights to help you grow your practice. It focuses on some key findings of John Hancock's 2011 Long-Term Care Consumer Survey and how you can use them to promote the value of LTC insurance with your clients.   PRODUCT NEWS   Get easy access to all California marketing materials Visit www.JohnHancockLTCinCalifornia.com, a microsite developed to help you market John Hancock’s Custom Care III California and Custom Care III California Partnership products. The site includes consumer marketing and prospecting materials as well as training guides and facts at a glance. There is also a link to a video tutorial on how to complete a fillable application.   PARTNERSHIP NEWS   Reminder: Pennsylvania mandatory 8-hour LTC training deadline is April 1, 2012 We are offering public classes in Pennsylvania to meet your training requirements. To take your training online or in a classroom setting, visit the John Hancock Partnership Training Resource Center at www.jhpartnership.com.                     www.jhltc.com   archives Contact Us MGAs: 800-377-7311 JHFN: 888-604-7296 Broker/Dealers: 800-270-1700   For financial professional use only. Not for use with the public. Long-term care insurance is underwritten by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York) and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02117.