This article addresses some of the challenges long-term care insurance carrriers are facing according to Fitch, a ratings agency.
Fitch: LTCI Market Faces Uncertain Outlook | LifeHealthPro.
However, with the increase in the baby boom population and no viable public alternative, carriers realize they can tweak their product designs to make them more sustainable and that is exactly what they are doing. There will continue to be challenges for existing in force policies, however.
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